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Board Member Spotlight: Recognising Outstanding Achievements
- May 13, 2024
- Posted by: Asande Mahlaba
- Category: News
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The Centre of Excellence in Financial Services (COEFS) is indeed proud to recognise the achievements of our board member, Professor Euvin Naidoo, who has been recognised for two global awards of distinction this year.
New board membership
- April 11, 2024
- Posted by: Asande Mahlaba
- Category: News

The Centre of Excellence in Financial Services is sad to announce the retirement of Mr Cas Coovadia from the board
Watch: The Future of Coal Masterclass
- March 9, 2023
- Posted by: Administrator
- Category: Videos

The Future of Coal Masterclass
- February 16, 2023
- Posted by: Administrator
- Category: Events

Lessons from the Covid-19 pandemic in South Africa
- January 30, 2023
- Posted by: Administrator
- Categories: News, Publication, Reports

With both a health crisis and a mobility crisis, caused by the restrictions of a National State of Disaster, the financial sector adapted their contingency plans for a financial crisis, to place the customer at the centre while rapidly shifting to a work from home environment for everyone, never anticipated by a highly regulated and conservative sector. This research covers the impact of Covid-19 on the financial sector in South Africa.
Grounding Butterflies so change can take place
- August 8, 2022
- Posted by: Asande Mahlaba
- Categories: News, Opinion Pieces

Gordon Gecko said “greed is good” in the movie Wall Street. I say change is good. It has influenced my professional journey and has had an enriching effect on my career. Now, as a coach and capacity builder,in the words of an African proverb, I am “lighting other candles”.
South African bank lending practices survey WP/2021/11
- February 17, 2022
- Posted by: Asande Mahlaba
- Category: Working Papers

Since our March 2021 Survey, we experienced rioting and looting in KwaZulu Natal and other provinces during July. The subsequent month-on-month data does not show a noticeable change in bank lending as a result thereof.
The Archegos saga demonstrates once again that banks’ and financial institutions’ quest for huge returns trumps prudent risk management OP/2022/01
- January 23, 2022
- Posted by: Asande Mahlaba
- Categories: News, Opinion Pieces

Is it a question of shortness of memory on the part of financial institutions, or is it just a matter of the prospect of huge returns making risky investment decisions worthwhile? Whatever the motivation, the Archegos implosion has prompted regulators in the US, UK, Switzerland and Japan to investigate the risk controls of eight major banks including Credit Suisse, Nomura, Morgan Stanley, UBS, MUFG and Mizuho, who collectively suffered losses in excess of US$10 billion.
Measuring competition in banking
- November 3, 2021
- Posted by: Asande Mahlaba
- Categories: News, Publication, Reports

The most popular method of measuring competition in banking is the Herfindahl-Hirshman index that measures concentration as a proxy for competition. We examine 17 different mathematical models used to measure competition and begin framing the challenges that need to be considered to ensure that policy decisions, driven by competition concerns, will have the greatest positive impact on social welfare.
South African bank lending practices survey WP/2021/10
- October 19, 2021
- Posted by: Asande Mahlaba
- Category: Working Papers

As at the end of March 2021, the total domestic assets of the South African banking industry were approximately R5 521 billion. This was about R25 billion lower than the total balance sheet of the banks in our previous Survey, at approximately R5 546 billion. The Survey in March 2020 recorded an extraordinary month-on-month increase of R258 billion. Month-on-month growth in total industry balance sheets since then have been negative for 6 out of the 12 months until March 2021.








